Investment

LIFE INSURANCE

The key to an effective insurance is to plan and start early. This not only ensures a lower planning amount (premium) but also gives benefit of a longer coverage period.

Why Life Insurance?

  • HELPS ACHIEVE LONG TERM GOALS AND MILESTONES OF LIFE
  • IT TAKES CARE OF YOUR FAMILY WHEN YOU ARE NOT AROUND
  • HEDGING AGAINST DEBT
  • LIFE INSURANCE SUPPLEMENTS YOUR RETIREMENT GOALS
  • TAX SAVING PURPOSE
  • PEACE OF MIND

GENERAL INSURANCE

With a Team of highly qualified and experienced Insurance Professionals, General Insurance Co. follows a comprehensive process for insurance of risks:

  • Understand and evaluate the Insurance needs
  • Arrange risk inspection / management and suggesting the risk minimization tools
  • Design a comprehensive Insurance plan
  • Customise insurance covers, if required
  • Quick and transparent claims management

Under the provisions of Motor Vehicles Act and Insurance Act, all vehicles that ply in public places must be mandatorily insured and should at least cover "Third Party Liability" as specified under the Act.

Motor Package Policy provides:

  • Protection from a financial loss arising out of loss or damage to the vehicle.
  • Protection from liability towards third parties for personal injury.
  • Compensation for death and property damage on account of any accident involving the insured vehicle.

What does the policy cover:

  • Loss or damage to your vehicle
  • Natural Calamities
  • Man-Made Calamities
  • Personal Liability
  • Property Liabilit

FIRE INSURANCE

Having dreams fulfilled and seeing family happy is every individual’s want. But life is a puzzle that is filled with unforeseen events. No one can predict the future, but everyone can take a step ahead towards security and safety. Standard Fire and Special Perils Insurance Policy of General Insurance Co. offers you the protection for your assets like Home. General Insurance Co. assures you that if you are insured under our general insurance policy, you will receive the best services and fastest claim settlements which will be hassle free.

Policy Coverage:

This policy covers loss or damage due to the following:

  • Fire, Lightning, Explosion / Implosion
  • Aircraft Damage, Riot, Strike & Malicious Damage
  • Storm, Cyclone, Tempest, Hurricane, Tornado, Flood and Inundation
  • Impact Damage, Subsidence and Landslide including Rockslide
  • Bursting and/or overflowing of Water Tanks
  • Apparatus and Pipes bursting
  • Missile testing operations
  • Leakage from Automatic Sprinkler Installations and Bush Fire
  • Upto 3% of the claim amount to cover the Architects, Surveyors and Consulting Engineer's Fees
  • Upto 1% of the claim amount to cover the Debris Removal

SHOPKEEPER'S UMBRELLA INSURANCE

General Insurance's Co. "Shopkeeper's Umbrella Insurance Package Policy" is one policy that covers business of a shopkeeper which is often ignored by everyone. We have compiled and combined a number of contingencies for your convenience and comprehensive coverage under one single policy.

Policy Coverage:

  • Fire & Allied perils - Building & Contents.
  • Burglary & Robbery
  • Money in Transit.
  • Plate Glass and Neon Signs/Glow Signs
  • Electronic Equipment
  • Breakdown of Business Equipments
  • Personal Accident
  • Fidelity Guarantee
  • Public Liability

LIABILITY POLICY FOR MEDICAL ESTABLISHMENT INSURANCE

Scope of Cover

The Policy will indemnify the Insured in respect of any Act committed by the professionals or qualified Assistants named in the Proposal engaged by the Medical Establishments, which gives rise to any Third Party Legal Liabilities

Coverd Risks:

  • Lists of Eligible Medical Establishments
  • Laboratories & Digonistics Centers
  • Hospitals
  • Mental Homes
  • Nursing & Convalescent Homes
  • Homes for Physically Disabled
  • Clinic
  • Dispencies Pharmacis
  • Veterinary Hospitals and / or Clinics.

ENGINEERING INSURANCE

  • Boiler And Pressure Plant Insurance
  • Machinery Breakdown Insurance
  • Contractor's Plant And Machinery Insurance
  • Electronic Equipment Insurance
  • Erection All Risk Insurance
  • Contractor's All Risk Insurance.

MISCELLANEOUS INSURANCE

  • Householder's Umbrella Package Insurance

FIXED DEPOSITS

For those with low risk appetite, fixed deposits provide perfect solution for safe and secure investment. Fixed deposit has traditionally been one of the first saving instruments in India because of the following advantages:

  • EASE OF BUYING: Easy for customer to buy fixed deposit as it is available both online and offline.
  • FIXED RETURNS: In the era of falling interest rates, Fixed deposits offer assured and stable returns.
  • ATTRACTIVE RETURNS FOR SENIOR CITIZENS: Extra rate of interest for senior citizens.
  • FLEXIBILITY OF TERM: Money can be invested in fixed deposits with a range from 1 year to 5 years.
  • FLEXIBILITY OF INVESTMENT: With amount ranging from Rs.10,000 to unlimited, it offers wide range of investment opportunity.
  • PENSION: Fixed deposit can be used as pension as interest is available at monthly /quarterly/half yearly basis.
  • AVENUE FOR SURPLUS FUNDS: Having the feature of guaranteed return, one would be assured while parking the funds for short/long term
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